A new standing seam metal roof on a typical Texas home (roughly 2,000 to 3,000 square feet of roof) costs about $20,000 to $48,000. Asphalt shingles on the same roof cost far less up front, about $8,000 to $21,000, but in Texas heat and hail they usually need replacing within 15 to 20 years. Below is what moves your price inside those ranges, and how to get the real number for your house. Get a free roof estimate
Texas roof costs at a glance
| Roof type | Installed cost per sq ft | Typical home (2,000 to 3,000 sq ft of roof) | How long it lasts |
|---|---|---|---|
| Standing seam metal (steel) | $10 to $16 | $20,000 to $48,000 | 40 years or more |
| Asphalt shingles | $4 to $7 | $8,000 to $21,000 | 15 to 20 years |
Removing your old roof can add about $1 to $3 per square foot if it isn’t already in the quote.
Why one house can cost twice as much as the next
Roofs are priced by the roof, not by the house. Four things decide where you land:
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- Roof size. Overhangs and slope make your roof bigger than your floor plan. A single-story 2,000-square-foot home typically needs about 2,400 to 2,500 square feet of roofing.
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- Pitch and shape. Steep roofs, and roofs with lots of valleys, dormers and vents, take more labor and more trim. On roofs steeper than about 8/12, and on two-story homes, labor can run 15 to 35% higher.
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- Material and finish. With metal, the panel gauge and the coating matter. A heavier gauge or a premium finish such as Kynar 500® costs more as material, but labor makes up most of the installed price, so the finish usually adds only a small amount to the total. Specialty profiles and premium colors can add more.
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- What’s under the old roof. If the old roof comes off and the crew finds rotten decking, replacing it adds to the bill. Ask how that will be priced before work starts.
Metal or shingles: what you’re really comparing
Shingles win on the first invoice. Metal tends to win over the years you own the house. In Texas, an asphalt roof often needs replacing within 15 to 20 years, while a properly installed standing seam roof commonly lasts 40 years or more, so one metal roof can outlast two shingle roofs. If you plan to stay in your home that long, compare the price of one metal roof with two shingle roofs, not one with one.
Insurance can shift the math too. Many Texas carriers discount roofs rated Class 4 for impact resistance, though the amount varies by carrier. Here’s how that discount works. Also ask your carrier whether your policy excludes cosmetic hail damage on metal roofs.
Shingles are still a sensible choice if you plan to sell in a few years or your budget is fixed today. A good shingle roof, installed well, is a reasonable buy. A-Lert installs both, and we’ll tell you which one fits your home and budget.
If insurance is paying for part of it
After a covered storm, insurance usually pays to replace what you had. How much you receive depends on your policy: replacement cost value pays the cost of a new roof, while actual cash value subtracts depreciation. If you had shingles, the claim is priced as shingles, and if you choose metal you pay the difference. That makes a claim one of the least expensive moments to upgrade. Here’s how the upgrade gap works in Texas. If the storm just happened, start with what to do in the first 48 hours after hail.
Paying for a new roof over time
A new roof doesn’t have to be paid for all at once. A-Lert offers financing through Hearth, so you can spread the cost into monthly payments instead of paying it up front. You can use it for the whole roof or for part of it, such as the difference between shingles and metal if you upgrade after a claim, or your insurance deductible. You still pay your deductible in full; financing lets you pay it over time. It takes a few minutes to check your options, with no impact to your credit score.
What a new roof costs in New Braunfels
We’re based in New Braunfels and roof homes across Comal County and the Hill Country. Published 2026 cost guides for New Braunfels and nearby San Antonio put a standing seam metal roof on a typical home at roughly $18,000 to $38,000, and an architectural shingle roof at roughly $9,000 to $15,000, tear-off included. Class 4 impact-rated shingles, a common choice here because of hail, run roughly $11,000 to $18,000. Where your home lands depends on its measured size, its pitch, the material you choose and what’s under the old roof. Hail is a real risk here, so ask any roofer for the impact rating of the product they quote: it affects how the roof holds up and what your insurer may discount.
How to get your real number
A price per square foot turns into a real price only after someone measures your roof. A written estimate should show that measurement, the exact material, whether tear-off is included and the warranty terms. Here’s what to ask before you sign. For a line-by-line look at what a square foot of metal roof pays for, see the metal roof cost per square foot in Texas. And if you’re comparing national standing seam prices or pricing a commercial building, our standing seam cost guide covers those.
A-Lert engineers, manufactures and installs its own metal roofing systems, with no subcontracted fabrication, so there’s no separate fabricator markup inside our quotes. Estimates are free, and we call you back within one business day.
Frequently asked questions
How much does a new roof cost in New Braunfels?
Published 2026 cost guides for the New Braunfels and San Antonio area put a standing seam metal roof on a typical home at roughly $18,000 to $38,000, and an architectural shingle roof at roughly $9,000 to $15,000, tear-off included. Your roof’s size, pitch and material decide where you land.
Is a metal roof worth the extra cost in Texas?
If you plan to stay 15 years or more, usually yes. A standing seam roof commonly lasts 40 years or more, shingles in Texas heat and hail often need replacing within 15 to 20 years, and many Texas carriers discount Class 4 impact-resistant roofs.
Does a roof price include tearing off the old roof?
Not always. Removal typically adds about $1 to $3 per square foot, so check whether it’s in the quote and how damaged decking will be priced.
Why do two quotes for the same house differ so much?
Usually scope. One quote may include tear-off, new underlayment and a heavier panel or premium finish, and another may not. Compare quotes line by line before you compare totals.
Will insurance pay for my new roof?
If a covered storm damaged it, insurance usually pays to replace it with the same type of roof you had, according to your policy and minus your deductible. If you upgrade to metal, you pay the difference.
Can I finance a new roof?
Yes. A-Lert offers financing through Hearth, so you can pay for a new roof, or part of it such as your insurance deductible, in monthly payments. Checking your options takes a few minutes and doesn’t affect your credit score. Financing is subject to credit approval.
Want the bigger picture on metal roofing for your home? Start with our guide to residential metal roofing in New Braunfels and the Texas Hill Country.
Ready for your own number? Get a free roof estimate, book a free roof inspection or call 800-344-0609, and we’ll walk you through what we find, with photos. You can also see how our residential roofing works.
This article is general information, not insurance advice. Discounts, coverage and exclusions vary by carrier and policy, so confirm the details with your insurer. Financing is offered through Hearth and its lending partners and is subject to credit approval. Hearth does not make loans or credit decisions; rates and terms are set by its lending partners.